IMPORTANT: Please carefully read this before you purchase any item or service advertised on this website.

This acknowledgment and disclosure statement applies to the handbook Selling & Buying a Home Made Easy.

KDR Publishing, Inc., hereinafter designated "KDR" (which includes our website, our management, our employees, and our independent contractors) is not a real estate organization or licensed real estate broker or sales person. We do not offer active professional real estate related assistance to specific sellers or buyers of real estate.

The information available through this website is provided without warranty, either express or implied, and such warranties are hereby specifically disclaimed by KDR.

KDR expressly disclaims all responsibility for any or all errors and/or omissions and misrepresentations by those advertising on this website. KDR affirmatively states that it makes no effort to verify the accuracy of the information posted by advertisers on the website. KDR warns customers and advertisers that the website may experience connection downtime due to server or network problems, or unknown causes experienced by KDR or its Internet Service Provider (ISP) or due to any other reason beyond its control.


Selling & Buying a Home Made Easy is not intended to create an attorney-client relationship or a broker-client relationship. By purchasing or using this book, no attorneyclient relationship or broker-client relationship will be created with Asrar Kazmi, Ron Wiggins, David S. Dunn, the distributer, KDR Publishing, Inc., or Central Illinois Virtual, Inc. (dba, an Illinois corporation.

You are representing yourself in any legal matter you undertake concerning the subject matter of Selling & Buying a Home Made Easy unless you retain an attorney of your own choosing who is licensed to practice.

Documents prepared by you using the forms referenced in this book should be reviewed by your own attorney for legal sufficiency. At no time does Asrar Kazmi, Ron Wiggins, David S. Dunn, the distributer, KDR Publishing, Inc.,, or Central Illinois Virtual, Inc. provide legal advice or apply the law to the facts of your particular situation through a fiduciary relationship with you. This book is not a substitute for the personal advice of your attorney.

The legal information in this book and the forms provided or incorporated by reference in this book are not legal advice. The law is different from jurisdiction to jurisdiction, and is also subject to interpretation by different courts. You need personal legal advice for your transaction: you should consult a licensed attorney in your state.

Asrar Kazmi, Ron Wiggins, David S. Dunn, the distributer, KDR Publishing, Inc., and Central Illinois Virtual, Inc. are not responsible for any loss, injury, claim, liability, or damage related to your use of this book or referenced form or source of information, whether from errors or omissions in content, from referenced sites being down or from any other use of this book, referenced forms or sources of information.